Three RoutesCompare · Ontario figures · updated 2 November 2026
Business / commerce vs Engineering
Same columns, no opinion about which is better for you. On typical Ontario figures, Engineering is ahead by year 10 ($486k against $399k), because it pays more per year once you are working. The gap is before tax, rent and loan interest, which hit both routes. Business / commerce costs $12,000 less to get into. Job Bank rates demand higher for Engineering in Ontario right now.
| Measure | Business / commerce | Engineering |
|---|---|---|
| Route | University degree | University degree |
| Credential | Bachelor of Commerce (BComm) | Bachelor of Engineering (BEng) |
| Years to finish | 4 | 4 |
| First real paycheque | About 4 years | About 4 years |
| Cost (tuition and fees) | $40,000 | $52,000 |
| Typical debt if you borrow | $30,600 | $30,600 |
| Earnings, first years | $63,000 | $79,100 |
| Earnings by year 5 | $78,300 | $95,000 |
| Net by year 10 (typical) | $399k | $486k |
| Demand in Ontario | Steady | High |
| Time in a classroom | 80% | 80% |
Earnings by year, roughly
Before tax. Years in school show as "school". Medians rise from the starting figure to the year-5 figure, then stay flat.
Business / commerce
A day looks like: Accounting, finance, marketing; case competitions; networking is a core skill.
What stops people: Prestige matters more here than in most degrees; the top programs are very selective.
Downside: Crowded entry-level market. Outcomes depend heavily on co-op and the school's brand.
Engineering
A day looks like: Heavy math and labs for four years; co-op terms in industry. Specialise in second year.
What stops people: Admission averages of 88–95 at the major schools, and a brutal first year.
Downside: Five years if you do co-op, which you should. High tuition. Roughly a fifth of students switch out after first year.
Quick answers
Which pays more, business / commerce or engineering?
By year five, Business / commerce is about $78,300 and Engineering about $95,000 (Ontario medians, before tax). By year ten, counting what each cost, Business / commerce nets roughly $399k and Engineering roughly $486k.
Which is faster to a real paycheque?
Business / commerce: about 4 years. Engineering: about 4 years.
What does each cost?
Business / commerce: $40,000 in tuition and fees, typical debt $30,600. Engineering: $52,000, typical debt $30,600.
What is the downside of each?
Business / commerce: Crowded entry-level market. Outcomes depend heavily on co-op and the school's brand. Engineering: Five years if you do co-op, which you should. High tuition. Roughly a fifth of students switch out after first year.
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Figures are Ontario medians and typical costs from Job Bank, Statistics Canada, Skilled Trades Ontario and institution fee pages; the data page lists every source and date. Switch province on either pathway page for BC, Alberta or Quebec figures.